When will my funds be available on an internal immediate transfer?

Transferred funds will be available for withdrawal on the same business day the transfer is created to the deposit account.

If you initiate a bank transfer before the normal processing time, which begins at 7:00 PM CST on a business day, the bank transfer will be posted to the deposit account on the same business day. If you initiate a bank transfer after the normal processing time 7:00 PM CST on a business day, the bank transfer may post on the next business day.

How to setup a transfer via online banking  

You must select the "Transfer" option on the menu bar, or by "Select Option" next to the account name. This option is only available to an account if transfers are allowed. Once you have made the selection you will advance to the next page.

To initiate a transfer between accounts, complete the following steps:

On the transfer funds page you will see any pending, or scheduled, transfers that you may have set up. Select the option for a "New" transfer, located on the menu bar and you will be given the form to set up, either a one time, or a recurring transfer. Once you have advanced to the next screen, simply choose the account to transfer to, complete the blank fields and submit your request.

Optional: If you wish to make the transfer a recurring scheduled transfer, select the frequency and dates from the available options. The default for transfers is one-time immediate.

To process your transfer, click on the Submit button at the bottom of the page. The next step will be to confirm the transfer, otherwise, the transfer will be canceled and will not be processed. You will be given a confirmation number once the option to confirm has been selected.
Important Transfer Information

Confirmation of Transfer - It is highly recommended that you keep the confirmation page as verification that you submitted a transfer.

Withdrawal limits - Transfers made from Savings and Money Market accounts are subject to withdrawal limits as per the account regulations.

CUTOFF TIME FOR TRANSFERS - Posting and Funds Availability: If you initiate a bank transfer before the normal processing time, which begins at 7:00 PM CST on a business day, the bank transfer will be posted to the Deposit Account on the same business day. If you initiate a bank transfer after the normal processing time 7:00 PM CST on a business day, the bank transfer may post on the next business day. Transferred funds will be available for withdrawal on the same business day the transfer is created to the Deposit Account.