What happens to my bill pay check if I don't have enough money in my account to cover my payment?

We may charge your account for the check and an overdraft fee, or decline to pay the check and charge your account a NSF fee.

Bill payments by check are drawn on your account just like a normal check. If you do not have sufficient funds in your account to cover a bill pay check, we may either pay the check and charge your account for the check and an overdraft fee, or decline to pay the check and charge your account a NSF fee.